Archive for the ‘Expert Interviews’ Category

Client Interview: Inheritance Loans for Heirs who need Funds Fast – Jean and Gerry Little, UT – $50,000 Inheritance Loan

Sunday, May 1st, 2011

continued from HeirAdvance.com home page
- Jean and Jerry $50,000 Inheritance Loan

Probate Cash Advance Client – Jean: If we didn’t figure out how to get an Inheritance Loan of some kind we were going to lose our … 5 bedrooms, we have 3 kids and a sick mother in law living with us.  A probate cash advance was our last chance to save our home!

Heir Advance: Foreclosure you mean?

Probate Cash Advance Client – Jean: You bet! We had to get a probate cash advance on some level within 45 days… The bank was going to foreclose on us within 45 days I kid you not… My mother in law is living with us because my husband’s dad died and that was the inheritance we received – $225,000 in mutual funds and cash.   Their home was sold.  It seemed our last option was getting an Inheritance Cash Advance of some kind….

Heir Advance: So how much of a Probate Cash Advance did you apply for, Jean?

Probate Cash Advance Client – Jean: $50,000.

Heir Advance: And how much was approved, for the Probate Advance?

Probate Cash Advance Client – Jean: $50,000.

Heir Advance: Great!

Probate Cash Advance Client – Jean: Yep…the probate advance was a life saver. Don’t know what we would have done otherwise, I really don’t.  There was no one else to borrow from…  friends or relatives.  Both our banks were a bust, nothing there.  My husband’s Credit Union didn’t even know what Inheritance Loans or Probate Cash Advances were for Goodness sake.  Never heard of an inheritance cash advance I mean… what is wrong with these people?  Inheritance Cash is real money – it’s just a bit off in the future, is all… so why not honor it?

Heir Advance: Well Heir Advance Co. honored your Inheritance with an Inheritance Cash Advance…

Probate Cash Advance Client – Jean: You bet they did.  Not only that but our Inheritance Cash came in really quick, after paperwork was all in they took no more than 4 days to get our Inheritance Cash Advance settled and finalized.  I was very happy with the results.

Heir Advance: Well, good.  Is there anything else you wanted to say Jean?

Probate Cash Advance Client – Jean: I guess the speed for getting the Probate Advance to me was the main thing… and I suppose the efficiency of the Inheritance Cash Advance office and of the probate cash advance rep… Very professional… very no-nonsense.

Heir Advance: OK, well good.  Glad to hear it Jean, and we’re glad you and Gerry were so satisfied with your Probate Cash Advance service; and with the general demeanor of the company as a whole. And we’re very glad your Probate Advance was as useful to you as it obviously has been!

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Posted in Expert Interviews, Inheritance Cash Advance

The Largest Inheritance Loan Ever – Broker Interview

Sunday, June 13th, 2010

An Inheritance Loan broker called us recently with a new Inheritance Cash Advance client.  We are publishing the interview because the transaction reflects the largest Inheritance Loan this Inheritance Cash Advance Broker has brought to Heir Advance.  The interview with the broker was conducted by a senior Inheritance Loan Specialist:

Inheritance Cash Advance Broker: Hello!  Danielle Gomez here, from G&G Cash Flow.

Inheritance Loan Specialist: Hi Danielle. How are you?

Inheritance Cash Advance Broker: Well… I have a new client… a cousin as a matter of fact.  My cousin called me last night as he knows I service heirs and beneficiaries with Inheritance Cash Advances… Inheritance Advances, Inheritance Loans, and Trust Fund Advances…  I let him know you guys do it all!  When it comes to Inheritance Cash — there’s no where else to go but Inheritance Now!

Inheritance Loan Specialist: Thanks Danielle.

Inheritance Cash Advance Broker: Yeah well anyway — my cousin was very close to a man in Los Angeles… he was like a son to this guy.  The old man didn’t really like his own sons.  Real spoiled and didn’t appreciate him.  Whereas my cousin Norm did appreciate him.

Inheritance Loan Specialist: I understand.

Inheritance Cash Advance Broker: Anyway!  So this lovely older man left Norm a $2 million dollar  inheritance.  75% of the entire estate.  Huge surprise.  Can you imagine!  But it looks like a 2 year wait says the Probate Attorney.   So we have to help Norm get cash now with an Inheritance Cash Advance. Can we cash him out for the entire amount?  The entire $2 Million? Norm will be super happy.

Inheritance Loan Specialist: Sorry Danielle.  Can’t  provide the entire inheritance as an Inheritance Cash Advance… in other words,   if you assume his entire  inheritance is $2 million — we have to take into consideration tax implications, creditors,  administration fees, etc. – plus what other expenses there may be – his Probate Cash Advance will most likely be 50% or possibly 60% of his share of the estate,  of his entire inheritance…  Is there also a Trust involved?

Inheritance Cash Advance Broker: There is a trust.

Inheritance Loan Specialist: Well that makes it more complex, as you know Danielle — we’ll have to make sure we can do an advance on this Trust Fund – some trusts are not assignable. We have to make sure we can do an Inheritance Loan based on the Trust’s assets.

Inheritance Cash Advance Broker: I forgot about that!

Inheritance Loan Specialist: A Trust Fund Cash Advance is based on different factors than a Probate Cash Advance… a Probate Advance is  also sometimes  simpler than a Trust Fund  Advance.

Inheritance Cash Advance Broker: Well at any rate — once you guys do your magic with Norm’s Probate Cash Advance — he’ll be thrilled!  He won’t care that it isn’t the whole 100%.  I would be!  Are you kidding me?  Getting a partial Probate Cash Advance, or partial Inheritance Loan, whether it’s a small Inheritance Loan or a multi million dollar huge Inheritance Loan — it’s all just “found money”… if you see what I mean!  He didn’t have to work for it!

Inheritance Loan Specialist: You bet.

Inheritance Cash Advance Broker: Yep – you’ll do my Inheritance Loan when my mom leaves me her one million dollar insurance policy! Hey, not so shabby!  I’m the only heir.

Inheritance Loan Specialist: We’ll  give you a $500,000 Inheritance Loan… and you will be set until you collect the rest a year later after Probate closes.

Inheritance Cash Advance Broker: Sure why not.  Anyway — so we’ll do Norm’s Probate Cash Advance now… and mine in about 60 years.    Norm will be so happy when he gets that Inheritance Loan check from Inheritance Now.  Or the Inheritance Loan wire, whichever one he wants!  I told him a Probate Cash Advance is the only way to go.  A Probate Advance is the trick here, with Probate not closing for two years or maybe more!

Inheritance Loan Specialist: Yes. It is bound to drag on and on.  You didn’t believe that in the beginning – on our first Inheritance Loan deal together, remember?

Inheritance Cash Advance Broker: Of course.  A $20,000 Probate Advance and I thought it was the biggest deal I had ever seen!

Inheritance Loan Specialist: It was the biggest Probate Advance deal you had ever seen.  It was your first Probate Cash Advance client!

Inheritance Cash Advance Broker: That’s right.  But this Inheritance Loan for Norm has got to be the largest Inheritance Advance yet.

Inheritance Loan Specialist: It’s big.  No doubt about it.  OK — so call tomorrow and we’ll get the Inheritance Cash Advance paperwork  started…OK?

Inheritance Cash Advance Broker: You got it… See ya!

And that was Broker Danielle’s largest Inheritance Loan client– Norm.   At any rate, Norm decided he would only need $200,000 — and would wait for the rest of his Inheritance to arrive after Probate closed and the estate was finally distributed. He invested his Inheritance Loan wisely, and tripled his inheritance money .  As a wise man once said — some guys have all the luck!

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Posted in Expert Interviews, Inheritance Cash Advance

Estate Attorney Gino Ricciardelli of Vasapolli & Ricciardelli Talks Probates, Trusts, Trustee Problems and Benefits of Inheritance Loans

Monday, December 7th, 2009

Heir Advance: Mr. Ricciardelli, can you explain to our viewers what recourse a Beneficiary has when his or her Trustee refuses to send over Trust paperwork or Estate documents?  Beneficiaries getting a Trust Fund Loan from us, or just calling in to get Trust Fund Cash Advance information, as this question frequently.

Gino Ricciardelli, Esq: “When a Trustee does not respond to a Beneficiary’s request for a will, paperwork, Trust documents detailing your payments schedule or verification of the capital, or the interest on the capital – in other words, any reasonable request posed by a Beneficiary to a Trustee – don’t get immediately paranoid and think the worst!  It’s probably just a sign of negligence more than anything…

The Trustee may believe he or she doesn’t have to submit these documents if deemed unnecessary.  Or, as I already mentioned, the Trustee may believe you are not a “direct Beneficiary”.  Look into these items first, before jumping the gun all the way to fraud.  On the other hand, if you do believe the Trustee is using the trust funds in an illegitimate manners, then you have grounds to file a petition to have this Trustee removed.

You should first send a certified letter asking for your Trust paperwork.  If there is no response, I recommend spending $100 to $200 for a consultation with a lawyer you have confidence in, and have that attorney send an official letter directly to the Trustee.  If there is still no response, then you have the right to file a petition with the Probate Court or Superior Court, to have this Trustee removed.”

Heir Advance: We have a lot to talk about, but Heirs visiting our Website would be especially interested in what an experienced Estate and Probate lawyer has to say about the advantages of getting a Trust Fund Loan or Probate Cash Advance…

To be continued…

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