Estate Attorney Gino Ricciardelli of Vasapolli & Ricciardelli Talks Probates, Trusts, Trustee Problems and Benefits of Inheritance Loans

December 7th, 2009

Heir Advance: Mr. Ricciardelli, can you explain to our viewers what recourse a Beneficiary has when his or her Trustee refuses to send over Trust paperwork or Estate documents?  Beneficiaries getting a Trust Fund Loan from us, or just calling in to get Trust Fund Cash Advance information, as this question frequently.

Gino Ricciardelli, Esq: “When a Trustee does not respond to a Beneficiary’s request for a will, paperwork, Trust documents detailing your payments schedule or verification of the capital, or the interest on the capital – in other words, any reasonable request posed by a Beneficiary to a Trustee – don’t get immediately paranoid and think the worst!  It’s probably just a sign of negligence more than anything…

The Trustee may believe he or she doesn’t have to submit these documents if deemed unnecessary.  Or, as I already mentioned, the Trustee may believe you are not a “direct Beneficiary”.  Look into these items first, before jumping the gun all the way to fraud.  On the other hand, if you do believe the Trustee is using the trust funds in an illegitimate manners, then you have grounds to file a petition to have this Trustee removed.

You should first send a certified letter asking for your Trust paperwork.  If there is no response, I recommend spending $100 to $200 for a consultation with a lawyer you have confidence in, and have that attorney send an official letter directly to the Trustee.  If there is still no response, then you have the right to file a petition with the Probate Court or Superior Court, to have this Trustee removed.”

Heir Advance: We have a lot to talk about, but Heirs visiting our Website would be especially interested in what an experienced Estate and Probate lawyer has to say about the advantages of getting a Trust Fund Loan or Probate Cash Advance…

To be continued…

Probate Cash Advances & Trust Fund Loans: Only For Heirs of Estates in Probate or Trust – an Inheritance Cash Driven Recession Buster Processes

November 26th, 2009

A Rapid Shortcut to Immediate Personal and Business Funds: Fast Probate Cash Advances & Trust Fund Loans Exclusively  For Heirs of Estates in Probate or Trust, in the USA & Canada

Heirs Use Their Upcoming Inheritance Funds & Cash From Probate Property Sales to Access an ”Instant” Probate Cash Advance Or Trust Fund Loans Generally within 72 Hours

Who Can Get Inheritance Advances?

Heir Advance Co. Enables Heirs of Estates [in PrInheritance Loansobate or Trust] to Receive  Probate Loans & Trust Fund Advances:

  • Heirs or Beneficiaries of an Inheritance in a current Estate in Probate
  • Trust Beneficiaries to receive distribution of an Inheritance in 3 years
  • Probate Beneficiary of an Inheritance containing Structured Settlements
  • Probate Beneficiary of an Inheritance including State Lottery winnings
  • Probate Beneficiary of an Inheritance including Super Lottery winnings
  • Probate Beneficiary of an Inheritance with corporate game winnings
  • Probate Beneficiary of an Inheritance including casino game winnings
  • Attorneys seeking Probate Loans on Probates they are representing
  • Attorneys seeking a Probate Loan on one Probate they are representing
  • Probate Executors & Probate Administrators
  • Trust and Trust Fund Trustees & Successors
  • Probate Conservators & Probate Guardians
  • Heir-to-Heir Probate buy-outs

www.HeirAdvance.com – Inheitance Loans: Probate Loans & Trust Fund Advances

November 1st, 2009

More Inheritance Loan client interviews coming shortly… http://www.HeirAdvance.com

FOR HEIRS WHO NEED FAST CASH, 2010 – Secure, Fast Inheritance Loans – Inheritance Loans via Advance Probate Loans, or Estate Loans for Trust Fund Beneficiaries: from $5,000 to $1,000,000+ Inheritance Loan Probate or Trust Fund Cash Advances – Heirs in Canada who need Inheritance Loans & American Heirs who require speedy Inheritance Loans in any State in the Union – Exclusively for Heirs with a need for Immediate Probate Cash Advances or Trust Fund Loans with & without credit checks… Probate or Probate Estates with or without Probate Real Estate. Why should Inheritances take so long to distribute Inheritance Cash? Secure Inheritance Cash Advances – Probate Loans & Trust Fund Loans – are now the NEW Heir’s Recession-Buster Inheritance Probate & Trust Cash Loan Solution

August 30th, 2009

For Heirs of all types in America and Canda – a Secure, Fast Inheritance Loan Financial Instrument.

Inheritance Loans are routinely approved &  processed during Probate; Inheritance Loans for Probates, and Inheritance Loans for Trust Funds  — commonly recommended to Heirs by Estate Attorneys and Probate Administrators – creating a Secure Shortcut to Fast Personal Funds or Investment Capital (for American & Canadian Heirs / Estates in Probate or Trust) via Trust & Probate Loan.

  1. A New Probate Loan / Inheritance Loan Concept to Many Heirs and Beneficiaries in Canada and America. 
  2. The Inheritance Loan has become routine to Probate Attorneys throughout the United States.
  3. The Inheritance Loan has become a standard instrument to Probate Estate Administrators both in Canada & the USA: using  www.HeirAdvance.com  &  www.InheritanceNow.com as consistent, reliable  Inheritance Loan and  Trust Fund Cash Advance  providers.    
  • Provided (A) as a Traditional Inheritance Loan (Probate Loan or Trust Fund Loan) with Credit Checks and  Employment Status Required —
  • or (B) as a Standard Inheritance Loan Assignment (Probate Cash Advance or Trust Fund  Assignments)

Bearing in Mind that there are Inheritance Funding Advantages with Trust Fund or Probate Advance Assignments as well as benefits with the more Standard Probate Loan or Trust Fund  Loan instrument.

Both Inheritance Loan tools get the job done supplying Liquid Inheritance money to Heirs in advance of distribution – via full service Inheritance Loans, Estate Loans, Probate Advance Cash and Trust Fund Loans — Exclusively for Heirs of Estates in Probate or Trust in  most regions throughout the United States and Canada. 

Probate is Probate, although some of the legal details may change – advance Inheritance principles remain the same in both countries…  

  •  5 Out of 10 Probate Attorneys Now Advise Heirs to Take Inheritance Cash in Advance as Probate Loans
  • or Trust Fund Loans –
  • and not wait for Probate to Distribute.

Probate Loans can Aid Heirs from Surprise Creditors and Estate Inheritance Debts - They Warn Heirs to Watch out for Hidden Debts or Liens Left Over by the Decendant!

Using Future Inheritance Cash to Get an Immediate  Inheritance Cash Advance or Loan: Probate Loans & Trust Fund Loans Prove to be Secure, Fast and Without Risk.  Many Heirs return to take out Probate Cash Advance After Probate Cash Advance to Gain Access to as Much of Their Inheritance Money as Possible 

The operative words — secure… fast and without risk, which is exactly what an Inheritance Cash Advance provides, whether it be a Probate Cash Advance, or a Trust Fund Loan based on an Estatesin Probate and Trust, in Canada and the United States.   Provided as an Inheritance Cash Advance, either a Trust or Probate Cash Advance assignment, or a more traditional personal advance Inheritance Loan.

Heirs now have an option, as a result of expecting an Inheritance.  Probate, once a timeline problem, is now a timeframe blessing in disguise.  What was previously a 10 or 12 or 15 month delay in accessing one’s Inheritance funds, is now a ticket for a 3 or 4 or 5 day Probate Cash Advance, or Trust Fund Loan…  What was once an Inheritance delay – is now a direct ticket for an Inheritance Cash Advance or Probate Cash Advance.

A handfull of financial services professionals  make a living in the Probate and Inheritance business.  The ones who know how to deliver these services quickly and without any risk to the consumer or themselves, are the ones who last.  Over the years I’ve known many Heirs and Beneficiaries who’ve had their estate drag on in Probate for one reason or another — waiting for a million dollar inheritance, a 15 million dollar inheritance, or a $10,000 inheritance. 

The same old elements apply — a valid Estate, a normal Probate moving slowly through the usual steps unless used as the foundation for a much faster Probate Cash Advance or Probate Loan; or a Trust Fund functioning as the basis for an advance Trust Loan or Trust Fund Cash Advance furnishing the Heir with instant liquidity versus a long wait in order to obtain Inheritance funds the traditional way, without quickening the standard distribution schedule, whatever it may be. 

A fast, secure way to get a portion of their Inheritance in hand right away– with zero up-front costs — is usually foremost in the mind of the Heir or Beneficiary who is coming into a great deal of money, perhaps for the very first time ever – especially when one has financial problems as, sadly, practically everyone does these days. 

A limited number of firms in the financial services industry provide numerous ”cash flow products” (loan products and assignments that advance money to folks with  a certain amount of income locked into future returns or payment schedules).  They are finding more of a need for, and interest from consumers in, Inheritance services – lately for an increased number of people in the upper-middle and upper (top 5%) income brackets…  specifically for Probate Loans and Trust Fund Advances. 

Advance Loans for Inheritances belonging to current Estates in Probate or Trust, are growing at a faster than normal rate lately — as consumers in America slowly begin the difficult and painful climb out of the psychological paralysis they have been in since the financial crash and suspicious Billion Dollar ”Bailout” of the Wall Street bankers that apparently created the mess we find ourselves in.  Consumers everywwhere seem to scared to make even an exploratory move in one direction ot the other. 

So safety is key to most consumers – credibility and trust-worthiness of financial services firms (lenders and investment fims) is critical.  Scams are on the rise everywhere, expecially on the Internet — so learning how to spot and avoid con artists is absolutely essential,  such as the “you just inherited $30 Million — send us $3,500 and you can claim your Inheritance!” scam: 

>> http://www.heiradvance.com/editorials_articles.php 

These tricksters go right to your “delete” file thank you very much! 

We have warned hundreds of wanna-be Heirs of this chicanery, as they have approached us for Inheritance Loans, thinking Lady Luck has come their way… only to be severely disapapointed as the con game is explained to them.

Our focus, however, is on the legitimate Inheritances and Probates: http://www.heiradvance.com/inheritance_cash_advance_broker.php 

Some Heirs, or Beneficiaries, are lucky and have their Inheritance cash left to them in a Trust Fund.  This has various advantages,  and often helps avoid delays getting your inheritance money, or inheritance real estate – and avoids causing all-to-frequent friction between heirs. 

On the other hand, many Trusts keep you from your Inheritance until you turn a certain age.  Or may distribute your inheritances over a long drawn-out period of time, in separate lump sums.  

But if your Inheritance cash is not in Trust, standard Probate steps can’t be avoided once the Probate process begins — if it is necessary in the first place to go through Probate.  If you have no Inheritance property, and your Inheritance cash or assets are below a certain number, as dictated in your state, you may be able to side-step Probate altogether.  

But if you do have to go through Probate, you can bug your Probate Attorney all day long, but it will not move the needle on the dial.  Many heirs and beneficiaries all across America, and in Canada, who are stuck, so to speak, waiting for Probate to close, are forced by economic conditions to forge ahead and apply for a Probate Cash Advance, or a Trust Fund Advance.  Especially now, as the general economy continues to weaken, in recession – more and more jobs are cut, as lay-offs are used by corporations to reflect a larger profit margin to shareholders. 

Heirs who are waiting for an inheritance in Probate or Trust have a unique financial tool at their disposal to help stave off the current recession — thery can protect themselves in the present by getting an Inheritance Loan in advance, or a Trust Fund Loan, as long as there is no “Spendthrift Provision” written into the Trust document; which would bar the Beneficiary from obtaining an Inheritance Cash Advance or Trust Advance of any kind.

The Inheritance Cash Advance process is explained very nicely by this client: http://www.heiradvance.com/our_success_providing_inheritance_advances.php

Whether your inheritance is $5000 or a million dollars, everyone is subject to the same Probate or Estate time-frames.  All Heirs expecting an Inheritance are affected by the same waiting game…   and here is a list of the most common reasons why:

  1. Taxable estates. Estates that owe federal estate tax are usually, but not always, more complicated to administer than nontaxable estates.  No one going through Probate wishes to pay inheritance tax, though often one has no choice, 
  2. Estates with unusual assets. Estates that own difficult to value property, such as rare collectibles, race horses, oil or mineral rights, or patents, usually take longer to probate due to the unique nature of these types of assets.  Ones’ inheritance is not always cash in hand, although many heirs prefer it to be so.  Hence, the reason many heirs ask for an Inheritance Loan early in the probate process. A probate cash advance lessens the discomfort of waiting for probate to distribute. 
  3. Interrelated estates. When multiple family umembers die within a few months or years of each other, things get complicated.
  4. Estates with beneficiaries who can’t get along. Nothing can drag out the probate process like family members who hate each other to the point of distraction… which is why the ability to get an Inheritance Loan, a Probate Cash Advance or Trust Fund Advance — to get some of your inheritance cash and get out of Dodge — is so important.  Many leap ahead of the probate process, to get an Inhertiance Cash Advance to work with, which can make some of life’s problems easier to deal with.  Probate may drag on, but with an Inheritance Loan in hand there is no reason you have to.   

Unfortunately, not much can be done to speed up the probate process for these types of Estates.

However, an Estate Loan may really be the answer, if cash is tight  and Probate looks to be a very long wait.  It may help to see exactly where you are in the Probate process, to see how long it may be until you can actually bank your Inheritance Cash or Probate real estate profit:  http://www.heiradvance.com/probate_inheritance_timeline.php

Maybe not much can be done to speed up Probate, but there are some alternative ways to get some of those Inheritance funds into the bank.  As some clients of ours emailed recently (Probate & Trust Inheritance Feedback):

Fridley, MN Probate Cash Advance:   “When I first spoke to our probate lawyer about how long it would take to get our inheritance, me and my brother, and then I took a good long look at Heir Advance’s “Probate Timeline”, and realized it was going to be many, many months before our inheritance cash would be real, cash in the bank… it was then I decided I had to get an Inheritance Loan, in this case a Probate Loan, as fast as possible…  to fight off the financial damage brought about by this Recession out here, that just keeps getting tougher by the month…”   

Las Vegas, NV Trust Fund Loan:   “Once I had the Inheritance Loan in my bank account, the 10, 12 months I’d have to wait didn’t seem so awfully long anymore.  Probate could take 15 months as far as I could see; and my step-sister, who didn’t was threatening to contest the Trust, or Will, or whatever all the fuss was about… which would have been dreadful.   But once I had my Trust Fund advance loan in hand none of these problems seemed so looming any longer.  It really was a blessing to be able to get a large, super fast Inheritance Loan from  Heir Advance Company, and with no struggling or trouble, which makes a major difference to a Trust beneficiary like me.  I have had enough trouble as it is from the trustee controlling my Trust inheritance!”

Los Angeles, CA Trust Fund Loan:    “I have a Trust Fund, and collect on the interest oncea year… But Heir Advance made it much easier for me to expand my business when they gace me several Trust Loans, much larger Trust Fund amounts than I had been collecting on my own.  I sent a colleague to them also, for a Probate Loan, and this worked out very well for them, for an investment with a deadline.   They got their Probate Loan in a few days and are in great shape now.  As am I with more capital to work with.  In fact, I am now on my 3rd Trust Fund Loan with Heir Advance Co.   My bank would not even consifer a Trust Fund Loan Advance… and so this has been a life saver for me.”

Seattle, WA Probate Cash Advance:    “… When probate started really dragging, and I mean 15 months later and no inheritance — I started looking around for options.  I’d been laid off for 6 months and counting with no job in sight, trying to get investment capital to start my business up…    Thankfully my wife was working but we really needed money, at half of our former combined income –  getting 2 months or more behind on mortgage and basic bills.  Plus some outrageous medical bils.  Searching online for Probate Cash Advance I found www.heiradvance.com and also www.InheritanceNow.com …  Skipped right past all the usual bank formalities and got right to the Inheritance Cash Advance, Inheritance Advance or whatever you want to call it.   That probate cash in advance of probate distribution saved us.    Who knew that my inheritance cash would bankroll my business and put us back on our feet way before we actually came into the inheritance.  It was like magic.”

San Francisco, CA Probate Cash Advance:   “When I came to this county I did not realize how challenging it was going to be to just stay alive here – to simply keep your job, avoiding the lay-off frenzy. Cost of everything keeps going up.  Many items seem to have doubled over the past 8 or 9 years.  My American uncle passed away when I was finishing up grad-school, and left me a sizeable inheritance, which came as a big surprise.  I found out that Probate Court, like everything else here,  was going to take a long time to get the inheritance money, the funds & estate assets in probate, to me, to all of us heirs in the estate.  We did a little research in the Internet and found this Heir Advance Company - looking highly professional, and like they know the Probate and Inheritance areas well indeed. We called and set my Probate Loan in motion – in 4 days I had the inheritance cash in my account, cleared!  Let me tell you without a nice nest egg in America you are just worried all the time.  So now with my inheritance loan there to help me with a nice new car, new clothes, school bills and a credit card my wife cant stop shopping with - we both feel a lot better.   Let’s hope everyone gets to be so lucky in this life!”

Detroit, MI Probate Cash Advance:  “If you know anything about Detroit, you know our city is a poster-chid for Recession job collapse — an economic “Katrina”.  Every 5th house is an empty lot, a  foreclosured property.  It’s bad.  So when I became an heir, when my grandma died and left us some property and a lot of cash, I found out about inheritance loans,  researched InheritanceNow.com and applied for a probate loan – ASAP!  I’ve been unemployed since last December, with Unemployment check drying up… so  I couldn’t wait around for a year for probate to end,  to distribute my inheritance to yours truly here.  It was obvious this Inheritance financial firm knew what they were doing when it came to inheritance loans, and large probate advances in a real hurry, in particular.  There was no Will, but it wasn’t a problem for them.  We got our paperwork in, that took 3 days; 4 days later we had our $25,000 probate loan wired to my account. 1, 2, 3 – done.  I would have never guessed that a probate inheritance loan would save my neck… but it did.”

Vancouver, Canada Probate Cash Advance:  “When my father passwed away, and I came into a rather large inheritance, my wife and I searched on the Internet for a faster way to get some of our inheritance cash before probate was done, but we figured this probate loan service was only for Americans, only in the US.   Happily - we were mis-informed.  We rushed our Canada probate estate paperwork and Heir Advance company application  in to be processed for a large probate loan.   They said it could take 3 or 4 days, maybe 72 hrs. and indeed we got our $55,000 probate loan by Overnight mail on the 4th day!  Hoorah for Heir Advance!  A firm that actually did what they said they would do, not just talk!”

Toronto, Canada Probate Cash Advance:   “I guess we are feeling the recession here too, not just in America. I lost my job in August.  My husband was still working, but we were used to a different life-style; it’s hard to adjust, having less money every month.  When my grandma died, and the estate went into probate we decided we had to sell her house and property. We would be needing the money from my inheritance property.  According to our probate attorney, my $380,000 inheritance cash would be stuck in probate for at least 10 months.  My inheritance turned out to be in probate for over 14 months.  We didn’t know Heir Advance offered Inheritance Loans to Canadians.   Well I can tell you the $100,000 Inheritance Loan we got hekped us get out opf debt completely.   We will forever be grateful to Heir Advance for saving our home, and saving our peace of mind!!!”

Kohala Coast, Hawaii Probate Cash Advance:  “When my husband and I, who are retired and no longer young, relocated out here, our investments and Mutual funds were yielding substantial numbers every year.  Since the Depression hit us like everyone else, our Stocks & portfolio are worth 50% less than 3-4 years ago… so we had a lot less to live on.  My mom passed away last March, and her estate went through probate.  My stock broker, who now sells “cash flow products”, told us about InheritanceNow in California, and the rest is history.  With dizzying speed, our application for a probate loan was processed, we received our inheritance advance cash in 3 days, sold our high-end property, reinvested with sensible advice, and we are now once again solvent.  Getting by, not living in luxury any more, but relatively secure.  Timing is everything.  Were it not for our inheritance loan just when we needed it, who knows!” 

Savvy clients.  Smart clients.  Beating back the recession with alternative financial instruments, using a Probate Loan or a Trust Fund Advance to get where they need to go financially, without getting tied into high-interest bank loans or venture capital that  takes half of one’s business in exchange for investment funds to work with.   

This way, with an Inheritance in Probate or Trust to work with, these Heirs and Beneficiaries are merely borrowing from their own Probate, funding themselves out of their own Inheritance.   When they pay back their Probate Cash Advance or Trust Fund Advance, it’s never ‘out of pocket’, just out of the estate when it distributes.  So they barely feel the pinch at all.  

Smart alternative way to get capitalized, using an Inheritance or Probate, wouldn’t you agree?

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Inheritance Cash Advance  for Estates in Probate and Trust -  America and Canada:  Fast, Secure Trust Fund Advances; Probate Cash Advances; Estate Loans; Inheritance Assignments and All Risk Free Probate Lending Services.

>>   Keyword searches on all major search engines:  concerning Estates based in Canada and the United States — For US and Canadian Probates, Probate Cash Advances and Probate Loans; US and Canadian Inheritances, Inheritance Cash Advances, Trust Fund Loans and Inheritance Loans; Probate Wills, Trusts and Estates and all Inheritance categories – Probate Cash, Advance Estate Cash, Inheritance Cash in Advance, Advance Probate Funds, Advance Probate Advances, Advance Probate or Inheritance Advances, Probate Loan, Probate Advance Loans, Probate Loans, Probate Advances and Probate Cash Advances; Inheritance Loans, Inheritance Cash, Inheritance Advances and Inheritance Cash Advances; Estate Loans, Estate Advances and Estate Cash  Advances.   http://www.HeirAdvance.com   and http://www.InheritanceNow.com  

  • Coming Soon: In-depth interviews with astute, well known Probate Attorneys and seasoned Estate Administrators and Trust Fund professionals … who discuss Estate and Inheritance issues and problems concernsing Probate Heirs, Trust Beneficiaries andTrustees; plus benefits of Trust Funds versus Probates; and benefits of Inheritance Loans, Trust Fund Loans & Probate Loan Advances for Heirs of Estates in America and Canada…